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Mrs. Soa Y., age 46, is a widow and the mother of two children, ages 18 and 21. Her 18-year-old son works as a construction worker and make around $3 each day.

Mrs. Y. buys recyclable items from different locations in her town and resells them to the recycling plant, making about $4/day of net income.

In order to make her recycling business operate faster and more easily, Soa Y. has applied for a loan to purchase a motorbike to use for business transportation. With the remainder of the loan, she will buy more recyclable items to sell so she can increase her profit margin.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 38
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Soa to purchase a motorbike to use for business transportation.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 4, 2008
Oct 20, 2008
Currency Exchange Loss:
Jun 15, 2010