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Farzana's Group
In this Group: Farzana, Shamim, Basheer
Farzana is a 50-year-old woman who lives in Rawalpindi, Pakistan with her five children. Her husband has been working in a private sector organization for many years. He is responsible for fulfilling the needs of the family. Farzana also provides sewing services and earns an income to contribute with her husband to manage the household.

She needs different kinds of goods such as needles, thread, pieces of cloth, a machine, etc. for her business purpose, but due to insufficient financial means she is unable to purchase these accessories. Therefore she has applied for a Kiva group loan from its field partner BRAC Pakistan. This loan will enable her to purchase these above accessories and also help her to increase monthly sales and profit by providing better sewing services.

Farzana is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 280
    View loans »
    Pakistan Loans Fundraising
  • $14,693,800
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farzana's Group's $875 loan helped a member to buy different types of sewing accessories for her sewing business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 17, 2014
May 1, 2014
Currency Exchange Loss:
Mar 19, 2015