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Zhidmad (Gualaceo) Group
In this Group: María Rosa Dolores, Zoila Amalia, Luz Margarita, María Paula, Rosa Ermelinda, María Pascuala, María Ermelinda, Luz Verónica, Luz Marlene, Maria Purificacion
The credit group Zhidmad is made up of 10 women who live in the Parish of Gualaceo which is in the Canton of the same name. The people who live there typically work in farming and raising livestock, weaving hats from straw, making woolen sweaters, and embroidering skirts and blouses. Everyone still maintains the culture and traditions of their villages.

One of the members of this group is Rosa. During the ten years she has been a member she has developed close friendships with all her fellow members. She likes this group because they support each other and help each other get ahead. Rosa is 36 years old and is the single mother of four children who are 16, 14, 9, and 7 years old. The eldest one works and helps with the expenses; the second one is in secondary school, and the two younger ones go to a little neighborhood school. The house in which Rosa lives belongs to her.

Rosa devotes her time to farm work such as raising chickens, guinea pigs, and pigs, and also to agriculture. Her family eats what she produces, and they sell the rest. But she spends the majority of her time making guaipes (cleaning cloths). The money from her loan is for the purchase of cloth to make guaipes. Her goals are to add on to her house, and for her children to study and become professionals.

The small picture is of a member who was unable to be there when the group picture was taken.
View original language description ↓
El grupo de crédito Zhidmad está formado por 10 mujeres quienes viven por la parroquia del mismo nombre que pertenece al cantón Gualaceo, su gente se dedica a la agricultura y a la ganadería, a tejer de sombreros de paja toquilla, a la elaboración de chompas de lana y al bordado de polleras y blusas. Toda su gente aun mantiene la cultura y tradiciones de sus pueblos.
Una de las socias de este grupo es la Señora. Rosa, forma parte del grupo de crédito Zhidmad desde hace 10 años, tiempo en el que ha llegado a establecer una buena amistad con todas sus compañeras, le gusta su grupo porque se apoyan para salir adelante.
La Señora. Rosa tiene 36 años de edad, es madre soltera de 4 hijos de 16, 14, 9 y 7 años de edad, su primer hijo trabaja y le ayuda económicamente, su segundo hijo estudia en el colegio y sus dos últimos hijos en una escuelita de la localidad, la casa en la que vive es propia.
Doña Rosa se dedica al trabajo del campo como es la cría de gallinas, cuyes y cerdos y también a la agricultura es para el consumo de su hogar y también lo vende, pero el trabajo al cual le dedica la mayor parte de su tiempo es la elaboración de guaipe (telas para limpiar).
El dinero de su crédito es para la compra de tela para la elaboración de guaipe. Su meta es ampliar su casa y que sus hijos estudien y lleguen a ser profesionales.
La foto peueña es de una socia que no pudo estar presente cuando se tomo lafoto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Ecuador

  • $10,200
    Average annual income
  • 18
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Zhidmad (Gualaceo) Group's $3,850 loan helped a member to buy cloth.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 9, 2014
Listed
May 10, 2014
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2014