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Tejedoras De Panimatzalam Group
In this Group: Juana Blanca , Mirna Leticia , Cayetana Leonor , Josefa , Sandra Isabel , Nicolasa , Maria Victoria
Panimatzalam is a rural community with a very small population in the state of Sololá in the Western Highlands of Guatemala. As the soil is quite fertile, most of the population works in agriculture producing snow peas, brocoli, tomatoes, and corn.

The Friendship Bridge Trust Bank “Mujeres Las Tejedoras de Panimatzalam” is located here and is made up of seven women who are requesting a new loan. Most of the women work in agricultural endeavors and a few are involved in textile production, creating some of the beautiful, traditional clothing of the area. The ladies have an average of six years of education.

Mirna is a 27-year-old single member of the Trust Bank who studies in the university. She is motivated to work hard as her goal is to complete her studies within a short period of time. Mirna wants to improve her quality of life and is requesting a loan which she will invest in corn seed, fertilizer, and insecticides as well as the purchase of some laying hens so that she can sell eggs in her community.

At the monthly meetings of the Trust Bank, a Friendship Bridge Loan Officer conducts educational trainings on relevant and useful subjects. The women are eager to learn about effective business practices including accounting and budgeting. They also learn about health, native plants, and nutrition.

This will be the first loan cycle for the Trust Bank and the women are very excited and enthusiastic about this big step that they are about to take! They feel that they have the energy and perseverance to improve their personal and business lives. The ladies are so happy and hopeful for a better future for themselves, their families and their community. They have made a promise to be responsible and pay back their loans. Each of the women extends their heartfelt thanks to KIVA investors for believing in them and providing the capital for their loans!

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 109
    View loans »
    Guatemala Loans Fundraising
  • $10,803,625
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Tejedoras De Panimatzalam Group's $1,700 loan helped a member to invest in corn seed, fertilizer, and insecticides.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 23, 2014
Apr 30, 2014
Currency Exchange Loss:
Feb 17, 2015