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Dina Margarita
Dina is a very feisty and enterprising woman. She is 33 years old and a mother to four children: the eldest is 18 years old, the second and third 17 and 14 and the youngest is 9 years old. The youngest is the only one studying at the local school. In her youth Dina did not go to school as she decided it would be better to learn the family trade sowing and growing coffee. In the company of her husband and children, Dina looks after their property - just over five acres of land where they grow coffee. The land was inherited. Growing coffee provides Dina with an income to cover different household costs, such as food, clothing and medicines. However, it is still a limited income. Dina learned this trade from her parents, who also worked in farming, as did many generations before that. Dina arrives at her land by animal or walking. She cannot arrive in a motor vehicle; the land is six kilometres from the family's house.

Dina's goals and plans for the future are to improve her coffee land, to grow more varieties, and to use her profits to give her daughter an education so that she may successfully graduate and be better prepared for life. To achieve these goals, Dina is applying for a loan in order to buy farming supplies to give her coffee crops the necessary support so that the foliage and yield will be better than previously.
View original language description ↓
Dina es una mujer muy luchadora y emprendedora quien tiene una edad de 33 años madre de 4 hijos el mayor de 18 años, la segunda de 17 años, el tercero de 14 años y la menor de 9 años siendo ella la única que estudie en la escuela del comunidad. En su juventud ella no estudio ya que mejor decidió aprender el oficio de la familia la siembra y cultivo de café y en compañía de su esposo y sus hijos llevan a cabo la asistencia y mantenimiento de su propiedad la cual está conformada por 3 manzanas de tierras cultivadas de café las cuales adquirió por herencia. La producción de café es la actividad que mayor mente recibe ingresos Dina para cubrir los diferentes gastos del hogar alimentación, vestimenta, medicinas aunque con muchas restricciones entre otros. Los conocimientos sobre el cultivo de café los obtuvo de sus padres los cuales se han dedicado a la agricultura desde muchas generaciones atrás. Al momento de trasladarse hasta su propiedad la forma de hacerlo es en bestia o caminando ya que para trasladarse en vehículo no es posible ubicada la propiedad a 6 kilómetros desde su casa de habitación.
Dina como metas y planes a futuro tiene los de mejorar sus tierras de café, cultivar más variedad y por medio de las ganancias generadas brindarle a su hija el estudio para que sea la única hija que logre graduarse con éxito y sea una mujer preparada en la vida. Por lo que ella solicita apoyo económico para la compra de insumos agrícolas con los cuales dará la asistencia técnica necesaria que sus cultivos de café necesitan para que en esta temporada el follaje y la producción sea mejor

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 45
    View loans »
    Honduras Loans Fundraising
  • $7,989,775
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,325 helped Dina Margarita to buy farming supplies to help her coffee crops.
20% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 26, 2014
Listed
May 9, 2014
Currency Exchange Loss:
Possible