Update on NormaThis member is Norma. She is part of the "Señor de los Temblores II" communal bank, located in the Cusco district, of Cusco province and Cusco department.
Norma is 34 years old; she is married and has three children. Norma looks after the home and has a printing business. Her work is going well thanks to her daily determination. Norma is responsible and determined; she wants to continue working in order to help her family to prosper.
Norma is applying for a loan in order to buy paper, ink and more.
Norma is grateful for this loan and promises to make her repayments.
La socia Norma tiene 34 años de edad tiene 03 hijos y es casada, la socia alterna sus actividades diarias con el negocio de imprenta, la socia lleva buen con su trabajo el cual le va bien gracias al empeño que le pone cada di a su negocio, la socia es una persona responsable y empeñosa, la socia desea poder seguir trabajando para de esta forma sacar adelanté a su familia.
La socia solicita el crédito para la compra de papeles, tintes entre otros.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Previous Loan DetailsNorma belongs to the Communal Bank, "Señor de los Temblores II", of the city of Cusco - Peru. She is a very hardworking young woman who remains dedicated to the printing industry doing all kinds of work. This time, Norma is requesting a loan to buy materials such as stationery and printing… More from Norma's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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