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Mnera is 42 years old, not married and a mother of 2 children. Mnera has a secondary-specialized, medical education and works as an orderly. She has been involved in animal husbandry since 2007. Thanks to Mnera's hard work, today her business contains 1 dairy cow, 2 calves, 10 sheep and 17 goats. The monthly income amounts to 10,000 som (KGS). In order to further develop her business, Mnera requested a loan in the amount of 60,000 som (KGS) from the "Bai-Tushum" Bank to buy cows in order to increase livestock headcount. After the purchase, the cows will stay on her farm. Mnera plans to invest the earnings from the loan into further increasing livestock quantities and saving money to educate her children, and to buy a car.
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Мнера, 42 года, не замужем, мать 2 детей. У Мнеры - средне-специальное медицинское образование, работает фельдшером, с 2007 года она занимается животноводством. Благодаря упорному труду Мнеры, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 2 теленка, 10 овец и 17 коз. Ежемесячный доход составляет около 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Мнера обратилась в Банк "Бай-Тушум" за кредитом в сумме 60,000 сом (KGS) на покупку коров для увеличения поголовья скота. После закупки коров, они будут находиться в собственном хозяйстве. Доходы от кредита Мнера планирует вложить в дальнейшее приумножение количества домашней скотины и планирует накопить средства на оплату обучения детей и покупку автомобиля.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Mnera to buy cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 23, 2014
May 23, 2014
Currency Exchange Loss:
Jan 18, 2015