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Farhat is a 35-year-old woman, residing in Rawalpindi, Pakistan. She is a mother of three children. Her husband is the guardian of the family and is responsible for meeting the needs of all family members. Farhat has run her own beauty salon for five years and contributes to managing household expenses.

She needs to buy different types of cosmetics for her beauty salon but due to financial constraints, she is not capable to buy these items. Farhat has applied for a Kiva loan. This loan will help her to buy the relevant items for her business so that she can provide better services to her customers. It will also help her to earn maximum income to fulfill the needs of her business and family.

Farhat is very grateful to Kiva and BRAC Pakistan for this financial assistance.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $14,721,100
    Funds lent in using Kiva
  • 98.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Farhat to buy accessories for her beauty salon.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 25, 2014
May 1, 2014
Currency Exchange Loss:
Feb 21, 2015