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Sameun, 31, is married to a humble man and together they have three children who are attending school. They live in a small house located in Ta Lou, Bakan district, Pursat province. Sameun and her husband have inherited a few pieces of land from parents on both sides of the family for subsistence agriculture. They have developed their farm to increase their rice products from year to year. The primary crop of her family is rice, which is harvested and sold in the markets in the province.

Sameun needs this financial support in order to improve water and sanitation for her household. She realizes that these play an important role for healthy living conditions. The loan will be used to dig a pond to ensure an adequate water supply for daily consumption. She is hoping that she won’t face a water shortage in the future or need to spend as much time collecting water from distant areas so that she can pay more attention to her business and earn more income for her family. She expresses her thanks to all lenders in advance.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.


About Cambodia

  • $2,600
    Average annual income
  • 268
    View loans »
    Cambodia Loans Fundraising
  • $37,517,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sameun to dig a pond to ensure enough water for daily consumption.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 1, 2014
Apr 29, 2014
Currency Exchange Loss:
Feb 20, 2015