Check out some available loans that are similar to this one!
Jessica Yadira
Jessica is a young woman aged 32. She is the mother of two children aged 7 and 10, who go to school. She and her husband are looking to find a way of getting on in order to bring up their children. She has been looking after her plot of cocoa for many years.

Jessica is now asking for a loan to carry out pruning and shade regulation on her cocoa farm. She will also use it to buy fertilisers, organic compost and traps, as well as to pay the workforce, so that a good harvest can be guaranteed
View original language description ↓
Jessica es una joven de 32 años de edad, es madre de dos hijos de las edades de 7 y 10 años que asisten a la escuela, Jessica junto a su esposo busca la manera de salir adelante para cumplir con el buen desarrollo de sus hijos, ella maneja su parcela de cacao desde hace muchos años, hoy en día el crédito que solicita es para realizar podas de formación y de regulación de sombra en su cacaotal, comprara fertilizantes, abonos orgánicos, trampas así como el pago de la mano de obra, para garantizar una buena cosecha.

Additional Information

More information about this loan

Through the Silvopasture loan, Afodenic will help smallholder farmers, whose livelihoods are principally derived from livestock, to diversify their incomes. These loans will be used to plant income generating fruit and nut trees, such as cacao, on grazing lands.  Silvopasture is the practice of combining forestry and grazing of domesticated animals in a mutually beneficial way. Advantages are enhanced soil protection, reduced natural pollution by livestock, and increased medium-term income due to the production of trees and fruits.

Despite being the country’s most important export and playing a vital role in the local economy, Nicaragua’s livestock production is currently heavily lacking in resources to increase efficiency and sustainability. Today, hard pressed farmers are raising their livestock in inappropriate conditions, allowing overgrazing and administering medications to the animals that increase environmental pollution. Moreover, for many, livestock production is the only source of income, leaving families vulnerable to market conditions, as in 2008 when cattle prices sharply fell in Nicaragua.



This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $3,636
    Average annual income
  • 117
    View loans »
    Nicaragua Loans Fundraising
  • $23,724,925
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Jessica Yadira to buy fertilisers, organic compost and traps, and to pay the workforce.
13% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 29, 2014
May 22, 2014
Currency Exchange Loss: