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Mario Antonio
Mario is 35 years old and lives in his own home with his wife. Mario works as a construction assistant, and his wife works as domestic help. Together, they earn an honorable living and are able to cover all their household expenses. With the goal of improving their living conditions, Mario decided to request this loan from FUSAI to rebuild the walls of their home with more solid, safe materials, and he will use this loan to buy cement, bricks, iron, etc. He hopes to receive this loan so that he can give his family better living conditions.
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Mario tiene 35 años de edad y habita en casa propia junto a su esposa. Mario trabaja como ayudante de albañilería y su esposa trabaja como empelada doméstica. Juntos se ganan la vida honradamente y mantienen la economía del hogar. Con el fin de mejorar sus condiciones de vida ha tomado la decisión de solicitar este crédito a FUSAI para reconstruir las paredes de la vivienda con material más seguro y duradero por lo que con el monto solicitado comprará cemento, arena, ladrillo, hierro, etc. Espera poder contar con este financiamiento y así dar a su familia mejores condiciones de vida.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 719
    View loans »
    El Salvador Loans Fundraising
  • $27,130,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Mario Antonio to buy cement, sand, bricks, iron, etc., to build the walls of his home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 1, 2014
May 8, 2014
Currency Exchange Loss:
May 17, 2015