Update on Cristina ElizabethCristina is a 27-year-old woman who lives in the city of Santo Domingo de los Tsachilas, a city which is known for its productive and commercial zones. She is also a member of the Tsachila ethnic group.
Cristina is a very hard-working woman who for the last three years has worked selling clothing. She visits regular clients and also goes from market to market selling her merchandise. With this income, she has been able to get her daughter ahead in life, as she has been able to keep her in school and help her to the extent that she is able.
Cristina is a loyal client of Fundación Alternativa, and she is very grateful since thanks to all of the loans she has received from the institution, she has been able to grow her business. She is now requesting a loan to buy more merchandise, such as blouses, pants, shorts and other items, since she wants to travel to other cities where sales are very good and she has been collecting information on the market so that she can go there to sell. She is thankful to Kiva and Fundación Alternativa for the support they have given her, and with this extra income she will save up gradually so that in the future she can open her own store.
Cristina es una señora muy trabajadora, hace 3 años ella recorre ciudades vendiendo ropa, visita a clientes fijos y además va de feria en feria vendiendo toda su mercadería, con estos ingresos ella ha podido sacar adelante a su hija, le ha dado el estudio y ha podido apoyarle en lo que esté a su alcance.
Cristina es una clienta fiel a Fundación Alternativa, se siente muy agradecida porque gracias a todos estos créditos recibidos en la institución ella ha podido crecer con su negocio. Ahora solicita un crédito para la compra de más mercadería como blusas, pantalones, shores y demás ya que desea recorrer otras ciudades donde las ventas son muy buenas, ella ha estado sondeando el mercado para ir a vender allá. Agradece a Kiva y a la institución por este apoyo brindado durante este tiempo, con estos ingresos poco a poco irá ahorrando para en un futuro ponerse un local fijo.
Previous Loan DetailsCristina is 26 years old, has an elementary-school education and is a single mother. She has a small son, who despite her meager resources has been able to make headway and doesn't lack food, clothing or shelter, all thanks to Cristina's enterprising spirit. They live in Santo Domingo, the provin... More from Cristina Elizabeth's previous loan »
About Fundación AlternativaFundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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