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G.s. La Bendicion De Dios Achuapa Group
In this Group: Lidia, Patricia Anastacia, Candida Rosa, Aracelly Magdalena, Jessica Maria
The “G.S. la Bendición de Dios Achuapa” communal bank is comprised of five responsible mothers, with ten children under their care. They are from Achuapa, located in the region’s northern zone. They are known as being hard working and responsible women who desire to improve themselves. Regrettably, the member didn’t have the financial resources to study for a degree, and was forced to work from an early age to help with the household expenses. Now, she strives daily to provide her children with a better future.

Thanks to her efforts and desire to get ahead, the leader, Lidia, has a general store business. It is a small store where she sells groceries such as rice, beans, sugar milk, bread, eggs, detergent, and oil in small quantities. She works twelve hours a day, selling her products. The purpose of the loan is to invest in working capital and purchase products to stock her business, and then sell the groceries so that, in the near future, she can earn higher income.
View original language description ↓
G.S la bendición de Dios Achuapa, está conformada por cinco integrantes madres responsables, con diez hijos bajo su responsabilidad. Son originarios de Achuapa, lugar que está ubicado en la zona norte de la región. Se caracterizan por ser trabajadoras, responsables, con ganas de superación personal. Lamentablemente por falta de recursos económicos no pudo cursar una carrera y se vio obligada a trabajar desde temprana edad, para ayudar con los gastos del hogar. En la actualidad lucha día a día para brindarles un futuro mejor a sus hijos.

Gracias a su esfuerzo y sus ganas de salir adelante la cordinadora es Lidia y tiene por actividad económica la una pulpería es una pequeña tienda que vende productos comestibles y en cantidades pequeñas como arroz, frijoles, azúcar, leche, pan, huevos, detergente, aceite. Ella dedica a su negocio unas doce horas diarias ofreciendo su producto. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de productos comestibles para que en un futuro no muy lejano pueda obtente mejores ingresos.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD
A portion of G.s. La Bendicion De Dios Achuapa Group's $2,625 loan helped a member to invest in working capital and stock her business with rice, beans, sugar milk, bread, eggs, detergent, and oil.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 24, 2014
May 22, 2014
Currency Exchange Loss:
Jun 21, 2014