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Ruth
Ruth lives in Kitale. Kitale is located in the Trans-Nzoia district of western Kenya, and at over 6,300 feet above sea level, is one of Africa’s most elevated towns. The rich soil of the area makes it one of the nation's biggest maize producing regions, lending it the nickname of “the breadbasket of Kenya.” Many farmers in the region have started projects planting bluegum trees on their land, which complement the region’s natural forests and provide bees with a variety of food sources. The people around Kitale have been beekeeping for centuries, and the area is dense with strong bee colonies.

Ruth is single with three children. She is a farmer. She has been farming for three years now and she is currently growing maize, beans and bananas on her farm. Ruth is excited about beekeeping, as the bees will help in pollinating her crops.

This is Ruth’s first loan with Honey Care and she plans to use the proceeds from her beehives to pay school fees for her children. Ruth’s hopes for the future are to have her children educated, and to live a better life.

Additional Information

About Honey Care Africa

Honey Care Africa (HCA) is a for-profit social enterprise that trains smallholder farmers to become commercial honey producers and provides ongoing support for hive owners. Founded in Kenya in 2000, it is a member of the World Fair Trade Organization and aims to increase the income of rural farmers throughout East Africa.

Kiva lenders’ funds will help HCA make loans in the form of a certain number of beehives per family to jumpstart income. This new approach will simplify the process of hive purchase and honey production and will enable HCA to reach many more farmers. Farmers will repay the organization the same way they would for a typical loan.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Tags

About Kenya

  • $1,800
    Average annual income
  • 455
    View loans »
    Kenya Loans Fundraising
  • $38,309,375
    Funds lent in using Kiva
  • 86.8
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $350 helped Ruth to buy beehives and apiary materials for honey production.
3% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
At end of term
Disbursed:
Jun 28, 2014
Listed
Apr 29, 2014
Currency Exchange Loss:
Possible