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In this Group: Sitan , Fatoumata , Sali , Adjaratou
The four members of the Kadiatougroupe group, the majority of whom live in polygamous households, average 36 years of age with five children each. They all live in Niomirambougou, one of Bamako's districts, and got to know each other as neighbors and through their income-generating activities at the market in Niomirambougou. The group members have small businesses selling condiments (macaroni and chili peppers) potatoes, clothing and cereals. With a view to increasing their businesses, the group members decided to collaborate with Soro Yiriwaso and are on their third group loan.

Adjaratou, who is sitting on the far left of the photo is a significant seller of condiments (macaroni and chili peppers). She is planning to use her loan to buy 10 cartons of macaroni and a basket of chili peppers from the market. She resells her products on a retail basis in Niomirambougou to a customer base made up primarily of women. With this loan Adjaratou expects to make an average monthly profit of 45,000FCFA which will be used to reinvest in her business and to provide for small household needs.
View original language description ↓
Mariées majoritairement dans des ménages polygamiques, les quatre membres du groupe Kadiatougroupe ont en moyenne 36 ans et 5 enfants. Elles habitent toutes à Niomirambougou l’un des quartiers de Bamako et se sont connues à travers des liens de voisinage et de leurs activités génératrices de revenu au marché de Niomirambougou. Les membres du groupe font le petit commerce de, condiments (macaronis et piments), pommes de terre, habits et des céréales. Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 3ème cycle de prêt solidaire.
Madame Adjaratou (femme assise à l’extrême gauche sur la photo) est une grande vendeuse de condiments (macaronis et piments). Elle compte utiliser son prêt pour acheter 10 cartons de macaroni et une corbeille de piment, au marché. La revente se fait en détail à Niomirambougou à une clientèle composée majoritairement de femmes. Madame Adjaratou compte avoir avec ce prêt un bénéfice mensuel moyen de 45 000 FCFA qui sera utilisé, pour être réinvesti dans l’activité et satisfaire les petits besoins du foyer.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Mali

  • $1,100
    Average annual income
  • 3
    View loans »
    Mali Loans Fundraising
  • $11,596,000
    Funds lent in using Kiva
  • 474.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD