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This is Gertrudes. She is 62 and a resident of Taguig, Philippines. She is married to Aquino and they have children. Gertrudes, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Gertrudes operates a house rental business. It is rented on a monthly basis. She also has a tailoring business for additional income. She earns a minimum of 25,000 Philippine Pesos (PHP) in sales every monthly. To help her continue operating her business, she is requesting a PHP25,000 loan. She will be using the loan to repair and maintain her room for rent. Gertrudes dreams of being successful in her business and hopes to make a better living. She meets up with her co-fellowship* members to share stories of her work every week. There she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 710
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Gertrudes to pay for the repair and maintenance of her room for rent.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 1, 2014
Apr 29, 2014
Currency Exchange Loss:
Oct 17, 2014