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Su Bankito  (Portoviejo) Group
In this Group: Dolores Rossana*, Karina Alexandra, Jenny Lorena, Gisella Stefany, María Alexandra, Monserrate Violeta, María Susety*, Lucia Fernanda, Juan Gabriel, Marly Ruth Elizabeth, Barbara Mercedes, Rene Antonio
* not pictured
In the citadel of La California of the city of Portovieho, the members of the loan group "Su Bankito" meet every two weeks. These same people work in various businesses such as commerce in general and supplying services, among other things. Some time ago they decided to unite and form this loan group, which has helped them a lot in their businesses and in their family lives.

One of the members of this group is Señora Monserrate. She is 53 years old. She is divorced, and from her marriage she has three children, ages 31, 18, and 14. The youngest study at the university and in secondary school. All her children still live in her house.

Doña Monserrate is a housewife who sells clothing in order to obtain her own resources and with them to confront the household expenses and the school expenses of her children. She also prepares food tor delivery. There are many people who order it, and with great pleasure she prepares the dishes that they want. Once they are prepared, she sends them to their homes or workplaces. With regard to the clothing sales, her form of sales is door to door. Her merchandise sells very quickly, since they send it to her from the United States. For this reason, her customers visit her when new merchandise arrives. She has been in this business for 10 years, and with it she is raising her children.

This loan is to buy clothing and groceries to prepare her dishes. She has been in the loan group almost from its beginning, and she likes it because of the help that the loans give her. Her dreams are to give the best to her children.

The small photo is of a member who was not able to be present when the group photo was taken.
View original language description ↓
En la ciudadela La California de la ciudad de Portoviejo se reúnen cada quince días los socias del Grupo De Crédito Su Bankito. Los mismos que se dedican a diversas actividades tales como el comercio en general, prestación de servicios entre otras cosas. Ellos hace tiempo atrás decidieron unirse y formar este grupo de crédito el cual les ha ayudado mucho en sus negocios y en su vida familiar.
Una de las socias de este grupo es la señora Monserrate, tiene 53 años de edad está divorciada y de esta relación tienen tres hijos de 31, 18 y 14 años de edad, los menores estudian en universidad y colegio. Todos sus hijos aun viven en su casa.
Doña Monserrate es un ama de casa que para obtener sus propios recursos y con esto afrontar los gastos del hogar y los estudios de sus hijos se dedica a la venta ropa, ella también prepara comida para entregar, son muchas las personas que le piden y ella con mucho gusto les prepara los platos que ellos desean y una vez preparados los envía a domicilio o en sus lugares de trabajo, en cuanto a la venta de ropa su forma de ventas es puerta a puerta, su mercadería se vende muy rápido ya que le envían desde los Estados Unidos por lo cual sus clientes cuando llega mercadería nueva la visitan, lleva más de 10 años con este negocio con el cual saca adelante a sus hijos.
Este crédito es para comprar ropa y víveres para preparar los platos. Esta casi desde el inicio en el Grupo De Crédito y le gusta por la ayuda que le dan los créditos. Sus sueños son darles lo mejor a sus hijos.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Su Bankito (Portoviejo) Group's $6,150 loan helped a member to buy clothing to sell and groceries to prepare food to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 14, 2014
Listed
May 6, 2014
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014