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Janet is 35 years old and married with six children, one of whom is in school. Janet works very hard to provide for them.

Janet runs a general store in the Philippines and requested a PHP 17,000 loan through NWTF in order to purchase more groceries to sell.

Janet has been in this business for five years and sells a variety of items such as snack food, canned goods and other groceries.

In the future Janet would like to save money in order to support the financial stability of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 2065
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Janet to purchase more groceries to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 22, 2014
Apr 29, 2014
Currency Exchange Loss:
Feb 20, 2015