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José Mauricio
José is 41 years old, and he has a 9th grade education. He got married at 25 years old, and he has two children with his wife. His wife is a homemaker, and they are very humble and hardworking people. They live in a simple but very orderly home. His wife is the one who takes care of the household work. They have chickens, therefore whenever they want eggs, they do not have to purchase them, they just have to go pick them up, which is a great way to save. Both of their children attend school, and no one else lives with them.

He is a potter, and works making all kinds of material from the earth (adobe, tiles, bricks, etc.). He also takes care of three cows, which also help him reduce many of his household expenses. He also works in agriculture, where he is able to obtain everything that they consume at home. His work is near his home, therefore he does not need a vehicle. He works from 6am to noon.

He plans on purchasing corn seeds, manure, fertilizers, and preparing the land for the new planting season since the rains are coming soon. The need that will be satisfied by this loan is having the money to start this work. His dream is for his children to prepare themselves in school and to be able to get them ahead through the sacrifices that he must make to put his children through school. He hopes that his children will be prepared to one day be able to help him in his old age. He will achieve all of this with God's blessings and his effort. The earnings from his business will be used to pay back the loan and to continue working.
View original language description ↓
José de 41 años de edad, estudio hasta noveno grado, se casó a la edad de los 25 años, ha procreado dos hijos con su pareja, su esposa es ama de casa, es gente muy humilde y trabajadora, viven en casa sencilla pero muy ordenada, su esposa es la que se encarga de las labores del hogar, tiene gallinas, por lo que siempre que desean un huevo no les toca comprarlo, sino solo tomarlo, tiene muy buen sentido del ahorro, los hijos ambos van a la escuela, nadie más vive con ellos.

Él es alfarero, trabaja haciendo todo tipo de material proveniente de la tierra (adobe, teja, ladillo, etc.), también cuida tres vacas que son las que le aportan también a la reducción de tanto gasto para el hogar, también se dedica a la agricultura donde obtiene el complemento de lo que se consume en el hogar, el trabajo lo tiene cerca de su casa por lo que no necesita un medio para transportarse, el horario es de las 6 am a 12.

El proyecto que realizara es comprar semilla de maíz, abono, fertilizantes y preparar la tierra para la nueva época de siembra, ya que las lluvias ya se aproximan, la necesidad satisfecha será el poder tener el dinero para iniciar su trabajo.

Su deseo es que sus hijos se preparen en la educación y poderlos sacar adelante por medio del sacrificio que incurre tener hijos estudiando, espera que su hijos se preparen para que un día sean ellos que le ayuden en su vejez, todo esto lo logra con la bendición de Dios y su esfuerzo. Las ganancias del comercio será invertido en el pago de la cuota y en seguir trabajando

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 757
    View loans »
    El Salvador Loans Fundraising
  • $27,027,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped José Mauricio purchase corn seeds, manure, fertilizers, and prepare the land for the new planting season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 26, 2014
May 6, 2014
Currency Exchange Loss:
May 21, 2015