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Maria Elizabeth De Los Angeles
María is 34 years old and lives in her own home with her four children who are 17,15,8 and 7 years old.

For a long time María has been selling clothes door to door. This is how she takes care of her home and gives her family what they need.

María wants to fix the roof in her house which is in bad shape and she wants to give her children better living conditions.

María is asking for this FUSAI loan in order to buy the necessary materials such as galvanized steel, wood and nails to change the roof of her house as soon as possible.
View original language description ↓
María tiene 34 años de edad y habita en casa propia junto a sus cuatro hijos de 17 años, 15 años, 8 años y 7 años de edad. María se dedica a la venta de ropa nueva de forma ambulante desde hace mucho tiempo y de esta forma lleva el sustento a su hogar y da a su familia lo necesario. María desea reparar el techo de su vivienda puesto que se encuentra en mal estado y desea dar a sus hijos mejores condiciones. María solicita este crédito a FUSAI para proceder a la compra de los materiales necesarios como lámina galvanizada, madera y clavos para cambiar el techo de la vivienda lo antes posible.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 716
    View loans »
    El Salvador Loans Fundraising
  • $27,094,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Maria Elizabeth De Los Angeles to buy galvanized steel, wood and nails to change the roof of her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2014
May 5, 2014
Currency Exchange Loss:
Apr 17, 2015