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Catalina Del Carmen
Catalina is 48 years old and for many years now she has dedicated herself to the earth. With much dedication, she cultivates corn and beans, which permits her to provide her home's daily bread. Catalina is characterized as hard-working, honorable, and a responsible woman. She lives with her family, composed of her husband and their 3 children. Catalina works long and hard alongside her husband to advance her family and offer them better conditions of life than they have had.

Catalina's thorough knowledge of agriculture is how she manages to provide for household needs. With a great desire to advance, Catalina came to this institution to solicit a loan, since planting time is approaching and it is necessary to begin sowing as soon as possible.

This is the reason Catalina is requesting this loan. They must invest in the purchase of needed agricultural inputs such as: seeds, manure, insecticides, fertilizers, plaguicides, etc., for the sowing. Catalina has faith in God and in her work which, in this manner, will help them achieve an abundant harvest, thereby securing a better quality of life for her and her family.
View original language description ↓
Catalina de 48 años de edad desde hace muchos años se dedica a cultivar la tierra. Con mucha dedicación cultiva maíz y frijol, lo cual le permite llevar el pan de cada día a su hogar. Se caracteriza por ser una mujer trabajadora, honrada y responsable. Habita junto a su grupo familiar el cual está conformado por su esposa y sus tres hijos. Junto a su esposo trabajan muy duro para sacar adelante a su familia y darles mejores condiciones a las que ellos han tenido. Gracias a los conocimientos en la agricultura es como logra llevar el sustento a su hogar. Con muchos deseos de superación se acerco a esta institución para solicitar un crédito ya que la temporada para la siembra comenzó y es necesario iniciar la siembra lo antes posible. Esta es la razón por la cual solicita el crédito ya que necesita invertir en la compra de los insumos agrícolas necesarios como: semillas, abonos, insecticidas, fertilizantes, controles de plagas, etc. para la siembra. Confía en Dios y en su trabajo que de esta forma logrará tener una cosecha abundante la cual le permitirá acceder a una mejor calidad de vida para ella y su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 701
    View loans »
    El Salvador Loans Fundraising
  • $27,168,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $225 helped Catalina Del Carmen buy seeds, manure, insecticides, fertilizers, plaguicides, etc. for her crops.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 23, 2014
May 5, 2014
Currency Exchange Loss:
Apr 17, 2015