Update on PhionaPhiona is a married woman with two children, all of whom go to school. She deals in agriculture, working six days a week and five hours a day, which is located in a rural area. Plus, she has a salon business for additional income. Phiona started her business to improve her life and needs a loan to pay workers who work in her maize farm. Phiona hopes to expand her business; however, poor climatic changes are a challenge to her.
Previous Loan DetailsPhiona is a 53-year-old married woman with three children who lives in Kasese, Uganda.Three years ago she decided to start a beauty salon and her business has been very profitable. She also sells clothes to earn extra income. Like most good mothers, she desires to educate her children to the univ... More from Phiona's previous loan »
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Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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