Sonia T. began working with Emprender, a Kiva working partner group, in 2005. She began with a loan of $150, and since that date has advanced to being deserving of her tenth loan in the amount of $1,200. Through her demonstration of responsibility, she has been favored with receiving financing through Kiva. Sonia was widowed two years ago, and since that then it is she who has been responsible for the costs of upkeep and education for her two young children. Happily, she can count on support from her family. She has a neighborhood store that is her livelihood. She waits on customers with care and respect, for which she is known locally. To date, she has demonstrated punctuality and responsibility in making her payments.
La señora Sonia Teran, comenzó a trabajar con Emprender, en un grupo solidario, el año 2005, empezó con un drédito de 150 dólares hasta la fecha en que llegó a la décima secuencia haciendosé acreedora de 1.200 dólares, y por su responsabilidad a lo largo del tiempo es favorecida por el financiamiento con Kiva. La señora Sonia quedó viuda hace dos años, y desde entonces es ella quien se responsabiliza de la mantención y estudio de sus dos pequeños hijos, felizmente segun refiere, cuenta con el apoyo de su familia. Tiene una tienda de barrio que representa su modo de vida, atiende a sus clientes con mucho respeto y cariño, por lo que es reconocida en su zona. Hasta la fecha ella a demostrado puntualidad y responsabilidad en sus pagos.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.