Doña Maria Teresa counts on her own house for which she is saved the cost of paying rent. Her economic activity is the dispersal and cultivation of coffee, as for vocation and family tradition they have dedicated themselves to this sector for many years. Her customers are the different agents, neighbors, family members, friends that inhabit the community. Her only challenges are the lowering of coffee prices at the moment of their purchase, plagues and the distance to her crops, approximately 3.5 kilometers from her house, which is crossed walking and occasionally using a car or animal.
Doña Maria Teresa is requesting financial support in order to purchase: urea, 12-24-12 fertilizer, 18-46-0 fertilizer, nitrate, bayfolan and gramaxone as with this she will be able to tend to 4 manzanas of coffee and satisfy her need to adequately tend to her property. She dreams of improving her coffee crops in order to be able to have a better income than that of the last few years, and a long term future to allow her daughters to study so that they can defend themselves or face life in a different way and they do not remain like her, as she did not have the opportunity to study.
Doña Maria Teresa solicita apoyo financiero para comprar: urea, abono 12-24-12, abono 18-46-0, nitrato, bayfolan y gramoxone ya que con esto podrá asistir 4 manzanas cultivadas de café y satisfacer su necesidad de asistir adecuadamente su propiedad. Ella sueña con mejorar sus cultivos de café para poder así tener un mejor ingreso que en años anteriores. A futuro y a un plazo largo brindarles a sus hijas el estudio para que se puedan defender o enfrentar la vida de otra manera y no se queden como ella que no tuvo esa oportunidad de estudiar
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These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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