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Nolvia Aracely
Nolvia ia a young worker of 30 years old. She is married and lives in her own home with her husband and two children, one of which is attending school. Nolvia completed her primary schooling. Nolvia has farmed for 8 years, specifically growing coffee. She learned this as a child from her parents and she and her husband have a lot of experience in the field. The land they work is hers inherited from her parents and is 100 meters from their house. They work together to fertilize and clean the land.

Nolvia hopes to get an excellent harvest as her household depends on this activity. She sells her product to middlemen who come to the area. She also grows aloe Vera on a smaller scale which also brings buyers to her door.

Nolvia needs a loan to buy fertilizer, manure, foliar sprays, and plant growth formula for her harvest to provide the support and technical assistance her crops need. Nolvia dreams of a future expanding and strengthening her plantation to increase production and increase her income to pay for her children's education. She wants them to have better opportunities than what she had. She thinks she can achieve her goals if she gets the loan she is requesting. She will take maximum advantage of these resources and reinvest part of them in her farm which is the source of her income and the patrimony for her children.
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Nolvia es una joven muy trabajadora de 30 años de edad, casada, su grado de educación es primaria completa, madre de 2 hijos menores de edad, uno de ellos está cursando la primaria; Ella vive en su hogar con sus 2 hijos y su esposo.
Nolvia desde hace 8 años se dedica a la agricultura, específicamente al cultivo de café, ella aprendió de sus padres desde que estaba niña ellos se dedican a este rubro, por lo que ella y su esposo tienen mucha experiencia en esta actividad. El terreno donde ellos cultivan lo heredaron de sus padres, está ubicado a 100 metros de su casa de habitación, luego ella junto a su esposo comienzan su labor de abonar y limpiar sus cultivos, Nolvia espera obtener una excelente cosecha ya que de este rubro depende la economía de su hogar, su producción la venden a los intermediarios que llegan a la localidad.
También se dedican a la producción de sábila a menor escala la cual los comerciantes llegan a su residencia a cómprala.
Por lo que necesita financiamiento para la compra de abono, foliares, y fertilizantes de crecimiento para su cosecha y para brindar el mantenimiento y asistencia técnica adecuada a sus cultivos.
Nolvia sueña en un futuro ampliar y fortalecer su finca, para obtener una mayor producción y mejorar sus ingresos para pagar los estudios de sus hijos una vez que crezcan, desea que ellos tengan mejores oportunidades que la que las que tuvo ella. Piensa que sus planes los lograran con el financiamiento que está solicitando, aprovechara al máximo esos recursos y parte de los mismos los reinvertirá en su finca ya que es la fuente de donde obtienen los ingresos en su hogar y por ende el patrimonio de sus hijos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 20
    View loans »
    Honduras Loans Fundraising
  • $8,346,875
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $800 helped Nolvia Aracely to buy manure and fertilizer to assist her crops.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 8, 2014
Listed
May 4, 2014
Currency Exchange Loss:
Possible