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Aytajh is a 22-year-old student. She lives with her parents and studies at the university at the pedagogical faculty.

Education is one of the most important parts of life. People study in order to become professionals in their area and to develop and earn money for life. The pedagogical faculty is also one of the most important faculties, because people there learn in order to properly teach future generations.

Aytajh’s parents raise seasonal vegetables in their garden and sell them at the local bazaar. This is the only source of the family’s income. Additionally, they have to pay for Aytajh’s education, but their income doesn’t cover her educational costs. Aytajh has applied for a loan of 1,500 AZN in order to pay for her education. This is her second loan and she has a positive client history.

Additional Information

More information about this loan

This loan is part of Aqroinvest's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 85
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Aytajh to cover her education costs.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 14, 2014
Apr 27, 2014
Currency Exchange Loss:
Aug 17, 2015