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Update on Bikhodjal

Bikhojal, a 60-year-old widowed mother of four, was one of the best pupils in school, but did not have the opportunity to enter university to achieve higher education. Bikhojal has been weaving carpets for more than 22 years, and earns additional income by selling dried fruits. Her daughter-in-law helps to manage her business.

Bikhojal is now requesting a loan of 6000 Somoni to buy more dried fruits. She awaits your mercy.

Previous Loan Details

Bikhodjal is a woman with hands of gold. She is 59 year old widow and has four adult children. Bikhodjal has two different businesses - she sells dried fruits and weaves rugs. Bikhodjal is a very skilled weaver and makes Kyrgyz style rugs. She has regular clients at the local market. Bikhodjal ma... More from Bikhodjal's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Tajikistan

  • $2,700
    Average annual income
  • 195
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Bikhodjal to buy dried fruits.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 9, 2014
Apr 27, 2014
Currency Exchange Loss:
Aug 17, 2014
This photo was used before for a previous loan for Bikhodjal. It was first posted on Kiva on Apr, 2013. Learn More