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Abel
Meet Abel, a mixed farmer with eight years of experience in the field. He lives in Kisii, which neighbours Maasai land, together with his wife and two children.

Abel sells milk and eggs produced by his cattle and hens to the locals at the market. He and his children enjoy milking together as a family every morning before the children head to school. Pests and disease seem to be a common problem among farmers in the region.

Abel is seeking a Kiva loan to purchase a dairy cow. A huge chunk of Abel’s income has always been used for business-related expenses, leaving a very small sum for his family. He believes, by sacrificing more capital into the business, he will yield a higher income in the future, which will go toward improving his family's living standards.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

Tags

About Kenya

  • $1,800
    Average annual income
  • 736
    View loans »
    Kenya Loans Fundraising
  • $42,304,775
    Funds lent in using Kiva
  • 87.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Abel to purchase a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 15, 2014
Listed
Apr 27, 2014
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014