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Jose Libardo
Jose is a Columbian who has lived in Ecuador for three years. He says that in Ecuador he has a quieter life, and above all that there are places to work; he says that in Columbia there are lots of armed people and that it's very dangerous to walk through the streets because of crime. Jose lives with his wife and they have three children, who are all of age now. He is going to invest the loan in buying compost and fungicides to care for his crops. Jose aspires to improve his business and, if possible, to buy a house and live in Ecuador for the rest of his life.
View original language description ↓
Jose es un señor colombiano que vive en Ecuador desde hace 3 años, comenta que en Ecuador tiene una vida más tranquila y sobre todo que hay donde trabajar , dice que en Colombia hay mucha gente armada y es muy peligroso andar por las calles debido a la delincuencia, Jose vive con su esposa y tiene 3 hijos que todos ya son mayores de edad, el crédito lo va a invertir en la compra de abono a fungicidas para cuidar sus cultivos, Jose aspira mejorar su negocio y en lo posible comprar una casa y vivir hasta el final en Ecuador.

Additional Information

More information about this loan

This loan is part of VisionFund Ecuador's effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.


About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Jose Libardo to buy compost and fungicides.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 23, 2014
May 4, 2014
Currency Exchange Loss:
Apr 17, 2015