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Yeraldine, 21, is single and lives with her parents and brother. She is a hard-working, humble woman who is determined to get ahead. She lives in a rural community in the central area and is currently studying at the university toward a law degree. This is why she started selling clothing in order to generate an income and help pay for her education. Her mother helps with sales and collection of payment.

One of her goals is to get her degree and help her mother economically, and her brother so he continues to study and become a professional like her. This is the first time she is requesting a loan to strengthen her business so she can meet customer demand with regard to orders. She wants to satisfy her customers and grow her business in order to improve her quality of life and that of her family.
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Yeraldine es una joven con 21 años de edad, soltera. Vive con sus padres y hermano. Es una mujer muy trabajadora, humilde y con grandes desos de superación personal. Vive en una comunidad rural pero en la zona céntrica. Actualmente está cursando en la universidad la carrera de derecho. Debido a ésto ella inició su actividad de vender ropa para generar ingresos y poder ayudarse a pagar sus estudios. Cuenta con el apoyo de su madre para la venta y cobro de su mercadería. Una de sus metas es terminar su carrera y ayudar a su madre económicamente y a su hermano a seguir estudiando para que sea un profesional como ella. Es primera vez que solicita financiamiento para reforzar su negocio, porque necesita cubrir la demanda de pedidos de sus clientes, asi satisfacerlos y crecer en su actividad, y su crecimiento se va ver reflejado mejorando la calidad de vida de ella y la de su familia.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 9
    View loans »
    Costa Rica Loans Fundraising
  • $4,501,700
    Funds lent in using Kiva
  • 548.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Yeraldine to buy merchandise such as women's, men's and children's clothing.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 15, 2014
May 2, 2014
Currency Exchange Loss:
Aug 17, 2015