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Mayra Mirtala
Mayra is a 20-year old woman who studied up to high-school. Due to the lack of resources, she could not attend college. She lives with her husband, who works in an internet café, and their two children, aged 1 and 2. Mayra works as assistant in a mayor's office. She has had this job for five years and feels good about it. She decided to work as an assistant due to her financial situation and currently needs to travel by bus for an hour every day to arrive at 7am. She works until 3.30pm and then finds it difficult to arrive home.

She is requesting a loan to Credicampo to buy 200 blocks, 10 bags of cement and 2 quintals (200 kg) of iron. His father will do the necessary repairs at home. Their house has deteriorated over time, which is why she wants to make improvements and provide his husband and children with better life conditions. She also would like to continue with her college studies.

Mayra has always wanted to have her own house and to attend university. She also wants to give the best study opportunities to her children. Thanks to the loan, she will be able to make plans and request additional loans in the future.
View original language description ↓
Mayra de 20 años de edad, estudio hasta bachillerato, por sus condiciones económicas no pudo seguir estudiando en la universidad, está acompañada su esposo se dedica a trabajar en un ciber, tienen 2 hijos los cuales tienen las edades de 1 y 2 años y que son las únicas personas que dependen de ellos dos.

Mayra trabaja de secretaria en una alcaldía, comenta que se siente muy bien con su trabajo, desde hace cinco años tiene este empleo, debido a su situación económica decidió trabajar de secretaria, y comenta que para desplazarse a su trabajo tiene que recorrer 1 hora en bus para estar puntual a las 7:00 hora que entra a su trabajo y sale a las 3:30 p.m, lo cual se le hace difícil para llegar a su casa.

El préstamo que esta solicitando a CREDICAMPO, es para comprar 200 bloques, 10 bolsas de cemento y dos quintales de hierro, la mano de obra se la hace su papá, todo esto le ayudara a reparar su vivienda que con el tiempo se ha deteriorado; es por esta razón que desea repararla aunque ella en un fututo quiere tener su propia vivienda, para estar mejor con su esposo e hijos, y también para seguir con sus estudios universitarios.

Mayra siempre ha querido tener su propia casa, y también seguir estudiando en la universidad y poder obtener una carrera para ganarse mejor la vida, también quiere darles el mejor estudio a sus hijos, y gracias al otorgamiento del crédito podrá realizar sus planes y poder solicitar más créditos en un futuro.

Additional Information

More information about this loan

This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 411
    View loans »
    El Salvador Loans Fundraising
  • $22,783,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Mayra Mirtala to buy 200 blocks, 10 bags of cement and 2 quintals (200 kg) of iron. His father will do the necessary repairs in their house, which has deteriorated over time.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 14, 2014
Listed
May 1, 2014
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2015