José is 65 years old, and he is married to a woman who performs the domestic tasks in the home. They have two sons who no longer live with them. José has made a living almost all of his life by cultivating corn. His parents also made a living with this activity, and passed it along to him.
He also has another business with his wife. Now, he wants to work on installing a small restaurant to sell pupusas [thick, stuffed corn tortillas] with his wife, because agriculture is no longer generating income for them. His wife sells pupusas from their house, and she has been selling them for 4 years.
The loan that he is requesting from CrediCampo is to expand their "pupusería" (the shop to make and sell pupusas) and to put it in the center of the town. A brother will loan them the location without charging them any money, and there aren't many pupusas for sale. He will buy another griddle to make more pupusas, and he will buy drinks such as sodas, juices, and soft drinks, among other things that he needs.
José's dream is to be able to expand his business with his wife because their economic standard of living would improve because he would have more income. Since agriculture has had many losses, now he will have more income to pay his loan, and for his life to improve economically.
José de 65 años de edad, esta casado con una mujer que se dedica a los oficios domésticos, tienen 2 hijos varones los cuales ya no viven con él.
José es una persona que casi la mayor parte de su vida la a dedicado al cultivo del maíz, dado que sus padres también se dedicaban a dicha actividad y fue heredada también tiene otro negocio junto con su esposa. Ahora quiere dedicarse a instalar un pequeño restaurante de venta de pupusas junto a su esposa, ya que la agricultura no le estaba generando ganancias; su esposa tiene una venta de pupusas en la casa y ya tienen 4 años de estar vendiendo pupusas.
El préstamo que esta solicitando a CREDICAMPO, es para ampliar la pupuseria y ponerla en el centro del pueblo ya que un hermano le prestara un local sin cobrarle nada de dinero, además casi no hay muchas ventas de pupusas y comprara otra plancha para hacer mas pupusas y comprar bebidas como sodas, jugos, refrescos entre otras cosas mas que necesita.
El sueño de José es poder ampliar el negocio junto a su esposa, ya que su nivel de vida económico mejorara, porque tendrá mayores ingresos ya que la agricultura tubo muchas pérdidas, ahora tendrá más ingresos para pagar su crédito y que su vida mejore económicamente.
This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
A loan of $1,000 helped José Francisco to expand his "pupusería" (shop to make and sell pupusas- thick, stuffed corn tortillas) and to put it in the center of town, to buy another griddle to make more pupusas, and to buy drinks such as sodas, juices, and soft drinks among other things that he needs.