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Zhanyl is 51 years old, married and has two children. Her husband and her children help her with her farm. Their family is very close-knit and they have good relationships with one another. Zhanyl has a secondary education. She has a lot of experience in the field of agricultural businesses and sales. As an additional source of income for her family, Zhanyl practices crop farming and livestock breeding. She started this business in 1996 with 15,000 som (KGS). Thanks to her hard work, she currently has 2 milk cows and 6 goats on her farm. She also has a 2.44 hectare plot of land on which she grows potatoes, grains and sainfoin for personal consumption and sales to regular wholesale buyers. Additionally, Zhanyl sells cattle.This agricultural business brings in more than 10,000 som (KGS) per month. For the purpose of further developing her business, Zhanyl turned to Microfinance Bank "Bai Tushum." She is requesting a loan in the amount of 100,000 som (KGS) to buy cows. A portion of the loan will be spent on crop farming. She plans to invest the earnings from the loan in the further expansion of her farm. She also wants to save money to finish the construction of her house in the future.
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Жаныл 51 год, замужем, 2 детей. Супруг и дети помогают по хозяйству. Семья очень дружная, отношения в семье очень хорошие. Жаныл имеет среднее образование, у нее большой опыт в сфере сельскохозяйственной деятельности и торговли. Жаныл в качестве дополнительного дохода для своей семьи, с 1996 года занимается животноводством и полеводством, начав этот бизнес с 15,000 сом (KGS). Благодаря упорному труду в хозяйстве имеется: 2 дойные коровы и 6 коз, а также есть земельный надел размером 2,44 ГА, на котором она выращивает картофель, зерновые и эспарцет для собственного потребления и реализации постоянным оптовым покупателям. Дополнительно Жаныл занимается реализацией скота. Ее сельскохозяйственная деятельность приносит свыше 10,000 сом (KGS) в месяц. В целях дальнейшего развития своего хозяйства, Жаныл обратилась в Банк «Бай –Тушум» за кредитом в сумме 100,000 сом (KGS) на покупку коров, часть средст будет потрачена на полеводство. Доходы от кредита она хочет вложить в дальнейшее увеличение своего хозяйства, а также в будущем накопить средства на завершение строительства жилого дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Zhanyl to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2014
May 17, 2014
Currency Exchange Loss:
May 17, 2015