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Homiya is a native of the city of Dushanbe, the capital of the Republic of Tajikistan. Homiya lives in Dushanbe with two children. Her husband is working abroad in the Russian Federation. Homiya is a clever and hardworking woman. For about ten years, she has been involved in sewing national Tajik clothing. She loves her work. Homiya learned to sew from her mother, when she was young. Now, the sewing services are an important source of income for Homiya's family.

Currently, Homiya's home is strongly in need of repairs. For many years, Homiya has not done repairs because of insufficient funds, but now the repairs are required. She is requesting a loan to purchase construction materials and to complete repairs.
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Хомия уроженка города Душанбе. Душанбе является столицей Республики Таджикистана. Хомия в Душанбе живет с двумя детьми. Ее муж находится в Российской Федерации на заработках. Хомия умная и трудолюбивая женщина. Она около 10 лет занимается шитьем национальной таджикской одежды. Она любит свою работу. Хомия научилась шить у своей мамы, когда была юной. Сейчас услуга шитья является важным источником дохода в семью Хомии. На сегодняшний день дом Хомия сильно нуждается в ремонте. Много лет Хомия не ремонтировала дом из-за недостаточной суммы денег, но сейчас ремонт является необходимым. Она просит кредит, чтобы купить стройматериалы и сделать ремонт.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 187
    View loans »
    Tajikistan Loans Fundraising
  • $30,409,250
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $1,575 helped Homiya to purchase building materials for making home repairs.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2014
May 2, 2014
Currency Exchange Loss:
Jun 1, 2014