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Charina
Charina is 19 years old, single, and a very hardworking entrepreneur.

Charina's house was destroyed by super typhoon Haiyan, which swept through the Philippines last November 8, 2013. She has restarted her business and is committed to regain what she lost. Charina is taking out a 9,500 PHP (Philippines pesos) housing loan through NWTF to purchase building materials and pay for construction labor to build a house for her family.

She has been with NWTF since 2013 in her pursuit to rise out of poverty. With your help, she will be able to start once more in a new home. In the future, Charina would like to build and expand her business to secure the future of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. These loans will be directed to borrowers living in affected areas and help them to rebuild and recover. 

Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. 
More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Philippines

  • $1175
    Average annual income
  • 350
    View loans »
    Philippines Loans Fundraising
  • $50,801,300
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $225 helped Charina to purchase building materials and pay for construction labor.
26% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2014
Listed
Apr 25, 2014
Currency Exchange Loss:
Possible