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Luis Fernando
Luis Fernando is a 35 years old man; he lives in the town of Santo Domingo de los Tsachilas, an area well renowned in the country for being a place where the mountains meet the coast. The weather there is very nice, and the area is also characterized by its deeply business and productive nature.
Luis Fernando has a young daughter, who lives with her mother; he greatly cares for his little child, who is two years old and does not go to school.
Luis Fernando is a hardworking man, and he has been running a carpenter’s shop for 2 and a half years. He works there every day, creating doors and frames he sells to established customers who, in turn, are wholesalers for the same kind of products. Luis Fernando is deeply engaged in his job, working with deep love for what he does, and for this reason, his doors and other products are a success. Having also learned how to be a topographer from his father, he sometimes also engages in this activity, when his clients require it.
Luis is a faithful customer of Fundación Alternativa, having worked with the institution for its services. Now Luis is asking for another loan that he will use to buy machines he requires for his shop: a big chainsaw and a circular saw, tools that he really needs for this daily activity.
Luis is deeply grateful to the institution and to Kiva for making it possible for people to make their activities grow thanks to the loans that help them excel.
View original language description ↓
Luis Fernando es un señor de 35 años, vive en la ciudad de Santo Domingo de los Tsachilas, sector conocido en el país por ser la ciudad que une a la sierra y a la costa. Cuenta con un clima muy agradable y se caracteriza también por ser una zona muy comercial y productiva.
Luis Fernando tiene una hijita, quien vive con su madre; él siempre está pendiente de su pequeña, tiene dos años y medio y aun no estudia.
Luis Fernando es un señor muy trabajador, desde hace 2 años y medio cuenta con una carpintería, donde todos los días trabaja y elabora puertas y monturas, él entrega a clientes fijos que cuentan con negocios de ventas de estos productos. Luis Fernando es muy dedicado a su trabajo, lo realiza con mucho amor por esos sus puertas y demás son bien realizados. También se dedica a la topografía, trabajo que lo aprendió de su padre y lo realiza cuando sus clientes lo necesitan.
Luis es cliente fiel de Fundación Alternativa, ha trabajado con la institución por su servicio. Ahora nuevamente Luis necesita de un crédito, con el que comprará dos máquinas para el negocio, una sierra de motor grande y otra circular muy necesarias para su trabajo diario.
Luis agradece enormemente a la institución y a Kiva por permitir que la gente crezca en su negocio con estos créditos que los ayudan a superarse.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.


About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,475 helped Luis Fernando to buy two saws for his carpenter's shop.
87% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 15, 2014
May 1, 2014
Currency Exchange Loss: