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Dios Es Amor Group
In this Group: Elena , Micaela , Rita Beatriz , Rosa Zapeta , Antonia , Micaela , Virginia Yolanda , Felipa , Sinforosa Carolina , Guadalupe , Catarina Josefina
The Friendship Bridge Trust Bank “Dios es Amor”, meaning “God is Love”, is composed of eleven women from rural Quiche in northwestern Guatemala. Most of them are mothers and are responsible for 30 children. They are hardworking and have the collective goal of improving their own and their families' lives.

Antonia is a 47-year-old member of the Trust Bank. Unfortunately, due to the lack of economic resources, she only attended school for one year. Along with her siblings, she was forced to work at an early age. Because of her efforts and dedication, Antonia learned many sewing techniques nine years ago. She began a textile business and now employs eight people from her community. She supplies them with thread, yarn and fabric and they transform these raw materials into napkins, tablecloths and aprons. Her husband is also involved in the business. Antonia is able to deliver 55-60 dozen items per week! Antonia is currently requesting a new loan, which she will use to purchase additional thread and fabric. She will use the proceeds to maintain and expand her current business with the ultimate goal of finding new customers in order to generate increased income. She wants to see each family involved in her business improve their standard of living with better food and more education for the children. Four of Antonia’s six children are in school and she visualizes them attending college!

The ladies of the “Dios es Amor” Trust Bank extend their heartfelt gratitude to KIVA investors for funding their loans. They have the ambition and drive to improve their lives and the loans are a wonderful vehicle to help them help themselves. Thank you KIVA investors!

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 127
    View loans »
    Guatemala Loans Fundraising
  • $10,878,525
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Es Amor Group's $6,050 loan helped a member to purchase additional thread and fabric.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2014
Apr 25, 2014
Currency Exchange Loss:
May 17, 2015