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Manos Unidas Group
In this Group: Livana America, Elena, Silvia , Giovanna , Irene , Maria Ines, Soledad Del Carmen, Irma Pilar

Update on Manos Unidas Group

Livana is 38 years old, married and the mother of four children. For 14 years she has been selling food from her home, both during the day and in the evening. Livana says that she has succeeded in gaining loyal customers, which has generated earnings for her so that she can cover her household expenses. In the future she would like to have a shop where she can sell her food and obtain better income.

She will use the loan granted to enlarge her home and buy chairs, tables, etc. This way she will be able to better serve her customers and be able to get ahead in life.

At the same time, Livana and all of the members are grateful to Kiva. Livana is the fourth person from the right and can be seen wearing her black T-shirt.

She says goodbye with the promise that she will fulfill all the goals she has set for herself.
View original language description ↓
La Sra. Livana de 38 años de edad casada y madre de 4 hijos, ella se dedica hace 14 años a la venta de comida tanto en el día como en la noche en su casa. La Sra. Livana nos cuenta que ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender su comida y obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en ampliar su casa y comprar sillas, mesas etc. Y poder dar una buena atención al cliente, y así poder salir adelante. A la vez la Sra. Livana y todos los integrantes se encuentran agradecidos con Kiva,la Sra. Livana es la cuarta persona de la mano derecha se le distingue por su polo de color negro, Se despide Dejando la promesa que cumplirá todas sus metas propuestas

Previous Loan Details

Soledad is 30 years old, single and has two children. Soledad has been selling women’s and men’s clothing from a small shop every day for two years so she can get ahead and help her family and pay for her children’s schooling. Soledad has improved her finances and quality of life. Her greatest... More from Manos Unidas Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Manos Unidas Group's $3,875 loan helped a member to buy chairs, tables, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 21, 2014
Apr 30, 2014
Currency Exchange Loss:
Sep 17, 2014