They conduct various activities such as the retail trading of condiments like Bintou, who is the first person sitting from right to left in the photo. They live in large traditional families in N'Tentou, in the Kati district (Koulikoro region, Republic of Mali).
They have been running small businesses for several years and are in high demand with their condiment-trading activities: cabbages, tomatoes and onions.
To satisfy the growing needs of their customers, the group decided one year ago to join the Soro Yiriwaso loan program. They are on their second group loan.
Bintou, who is a group member and very well known in N'Tentou, excels in selling condiments. She plans to use her loan to buy 10 baskets of tomatoes. She resupplies from wholesalers in Bamako and locally, and retails her products in Ouelessebougou, for cash and on credit, to a clientele composed of men and women.
She hopes to attain monthly profits of 20,000 CFA francs, which will enable her to repay the loan and reinvest the remainder in her condiment-trading activities.
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités activité d’achat vente de condiments : choux, tomate et oignon.
Dans le souci de satisfaire le besoin croissant de leurs clientèles, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso, il y a un an. Elles sont à leur deuxième prêt solidaire.
BINTOU, qui est un membre du groupe et très connue à N'TENTOU, excelle dans la vente de condiments. Elle compte utiliser son prêt pour acheter, 10 paniers de tomate. Elle s’approvisionne à Bamako et sur place auprès des grossistes et vend ses produits à OUELESSEBOUGOU en détail, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle espère sur un bénéfice mensuel de 20.000FCFA somme qui lui
permettra de rembourser le prêt et le reste réinvestir dans son activité d’achat vente de condiments.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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