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Hut Y., 48, grows rice to earn a living and is able to make less than US$1 each day. She says growing rice is hard and uses a lot of labor. The weather conditions have not been favorable for farming this past year. Along with increased inflation, it has been a difficult year economically in much of Cambodia. She plants rice two times a year; first, in the rainy season which takes about 6-7 months, and second, in the dry season but there are only 3-4 months to collect the harvest.

Her husband, Ton Hun, 48, has a business selling ice-cream and makes US$4 per day. Besides farming and selling ice-cream, this couple is also raising pigs from their home for extra income. Hut Y. would like to take out a loan of US$700 to breed more pigs and to purchase feed as well.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 254
    View loans »
    Cambodia Loans Fundraising
  • $38,037,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Hut to breed more pigs and purchase feed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 1, 2008
Oct 17, 2008
Currency Exchange Loss:
Jun 15, 2010