Madame Namwezi is a creative woman. She has a wealth of experience and is the president of the Rhulangane loan group. She is 47 years old, the mother of seven children, and is married to a businessman. She is asking for a new loan to help her buy 100 kgs of flour. Her dream is to improve the life conditions of her family and to educate her children through high school. She would like to thank Hekima for promoting poor women who are economically active.
Madame Namwezi est une femme créative, d’une grande expérience et présidente du groupe de credit Rhulangane. Agée de 47 ans, elle est mariée à un homme d'affaire et mère de 7 enfants. Elle demande ce nouveau credit pour lui faciliter l'achat de 100kgs de farine. Son rêve est celui d'améliorer les conditions de vie de sa famille et scolariser ses enfants jusqu'au niveau des études superieur.Ainsi,elle remercie Hekima de promouvoir les femmes pauvres économiquement actives.
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.