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Hanifamo is a 34-year-old married woman, who is a professional seamstress. She has been involved in the sewing business for 5 years. Hanifamo is a responsible person when she starts to work on an order and always completes it in-time. She is a qualified seamstress in the area of sewing women's national dresses, and her service is always in demand. In the city of Kulob, where Hanifamo lives, women prefer to purchase fabrics and sew dresses according to their measurements and taste. Now Hanifamo wants to expand her business. She is requesting this loan to purchase a new embroidery machine, with the help of which she would be able to make embroideries on dresses based on the clients' requests. This is how Hanifamo plans to increase the earning ability of her business.
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Ханифамо 34-летняя замужняя женщина, обладающая профессией швеи. Она занимается швейным делом на протяжении 5 лет. Ханифамо ответственный человек, когда она берется за выполнение заказа, то всегда сдает в срок. Она является квалифицированной швеей в области шитья женских национальных платьев и ее услуги всегда востребованы. В городе Куляб, где проживает Ханифамо женская часть населения предпочитает покупать ткани и шить платья под свой размер и вкус. Сейчас Ханифамо хочет расширить свое дело. Она берет кредит для приобретения новой вышивальной машинки, и с помощью это машинки делать на платьях вышивки по запросу клиенток. Таким образом Ханифамо планирует увеличить доходность своей деятельности.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Hanifamo to purchase a new embroidery machine in order to expand her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 18, 2014
Apr 28, 2014
Currency Exchange Loss:
May 17, 2015