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Phal
Phal is 34 years old. She is a married woman who has five children and lives in Pursat Province, Cambodia. She and her husband are farmers and one of her children is a construction worker. All of them can earn approximately $20 per day.

Now, she would like to apply for loan of KHR 2,000,000 to buy the ground parts of a latrine. This loan will help her family live in better conditions. In the future, Phal hopes that her family can live in happiness.

Additional Information

More information about this loan

This loan is designed to help Cambodian households build standard latrines for improved sanitation. In Cambodia, the lack of proper and basic sanitation facilities contributes to health issues, including dehydration and malnutrition caused by diarrhea. These illnesses also create an additional economic burden for low-income and vulnerable families.

Kredit engaged in several strategic alliances with water and sanitation organizations to design and provide a customized and affordable loan product to borrowers. By funding this loan, you are playing an important role in improving access to clean water and sanitation.

Sanitation loans will be included in larger Kiva business loans intended to fund both borrower's business and sanitation needs.


About KREDIT

KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 126
    View loans »
    Cambodia Loans Fundraising
  • $35,859,500
    Funds lent in using Kiva
  • 3,993.0
    Cambodia Riels (KHR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $525 helped Phal to buy the ground parts of a latrine.
0% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 28, 2014
Listed
Apr 25, 2014
Currency Exchange Loss:
Possible