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Rosemary
Meet Rosemary, a mother of six. She has been doing agriculture for the past 31 years! She lives with her family in Kitale, Kenya. She gets by selling milk and maize grains. Dairy farming is the activity she enjoys most. Her four cows are called Mrembo, Kadogo, Swara and Lap. However, animal diseases pose a great challenge to Rosemary. She is a member of Juhudi Kilimo, which finances farmers with loans to improve their farming activities and their livelihoods.

Rosemary is banking on your support to purchase a dairy cow. She strongly believes in seeking short-term loans to leverage small businesses, thus maximizing returns. With growth in her income from the additional cow, Rosemary will be able to offer quality education to her children.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 657
    View loans »
    Kenya Loans Fundraising
  • $39,170,550
    Funds lent in using Kiva
  • 87.1
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Rosemary to purchase a dairy cow.
60% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 3, 2014
Listed
Apr 24, 2014
Currency Exchange Loss:
Possible