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Melsiana is applying for a loan of $800 to improve her business.

She is married and runs a business from her house selling gasoline and diesel. She is making a good income from selling gasoline and diesel, and she wants to buy more stock with the loan. Melsiana lives in a town nearby the main road, so many people come to buy from her, and she is busy selling every day. She opened her business a year ago with her working capital of $600.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.


About Timor-Leste

  • $6,800
    Average annual income
  • 83
    View loans »
    Timor-Leste Loans Fundraising
  • $2,015,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Melsiana to buy gasoline and diesel to re-sell.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Mar 24, 2014
Apr 24, 2014
Currency Exchange Loss:
Jun 17, 2015