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Nelson
If you visit Kisii, a banana growing region in Kenya, you will meet Nelson. For the past 15 years, he has been practising agriculture. He is a father of seven children, and a loving husband too. He makes a living selling milk and bananas. Despite the high transportation costs, Nelson enjoys selling his farm produce in the market place.

To expand his asset base, Nelson wants to acquire another dairy cow. However, his investment money is tied to farm related costs and school fees. For this simple reason, Nelson is before you seeking a loan to purchase a dairy cow, that will produce enough income to enable him to repay the loan and use the surplus to meet personal obligations. Through the loan, he seeks to teach his children that so long as you have a good business idea, money should not be the barrier to achieving your potential.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 947
    View loans »
    Kenya Loans Fundraising
  • $42,867,100
    Funds lent in using Kiva
  • 86.8
    Kenya Shillings (KES) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $675 helped Nelson to purchase a dairy cow.
98% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 14, 2014
Listed
Apr 24, 2014
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2015