Epenesa is a 41-year-old married woman with five children. She runs a small business selling pork buns in her community and has been doing this for more than five years. Epenesa has requested a loan to buy bags of sugar, flour, oil, a gas oven, etc. She joined SPBD in 2011 to gain access to capital. With her earnings, Epenesa will plan to extend her business for her family earning.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.