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Luis  Benjamin
Luis is 47 years old and lives with his wife and children in his own home. He works growing rice, and has worked in agriculture for several years, which has given him a lot of experience and enables him to obtain the best harvests. He sells his harvests in the surrounding area of the community and already has a lot of customers, who prefer him for the quality, good prices and above all for the good service.

He needs to invest, which is why he is applying for a loan which will allow him to buy insecticide, weed-killer, fertilizers, manure, pesticides etc. Luis has good payment references from those who know him, he is very responsible and assures that he will be able to repay the debt in the established period and at the same time he trusts that it will bring his home economic security.
View original language description ↓
Luis de 47 años de edad vive junto a su esposa y sus hijos en casa propia, el se dedica al cultivo de arroz, tiene varios años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, sus cosechas las comercia en los alrededores de la comunidad, ya tiene mucha clientela que lo prefieren por la calidad, los buenos precios y sobre todo por el buen servicio; el necesita invertir por eso le solicita un crédito que le permita comprar insecticida, herbicida, fertilizantes, abonos, controles de plagas, etc. Luis tiene buenas referencias de pago por parte de sus conocidos, y es muy responsable, asegura que podrá cancelar la deuda en el periodo establecido y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 669
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Luis Benjamin to buy insecticide, weed-killer, fertilizers, manure, pesticides etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 14, 2014
Apr 30, 2014
Currency Exchange Loss:
Sep 19, 2014