Tarapaca Ii Group
The loan that they will receive will benefit small businesses where Felipa is a member. She reports that she joined Pro Mujer a year ago after her sister-in-law, who is a member of the institution, invited her. She currently has a business weaving blankets. She learned this business when she watched her co-workers at a previous job make these products. With a small amount of capital from Pro Mujer, she began her independent business.
The loan that she will receive is to increase working capital by purchasing cuts of blankets in bulk. She will obtain these from bulk distributors in the city of El Alto and later make and sell them to order. This job allows her to earn money to support her family, since she is married with three children.
When asked what she likes about Pro Mujer, she responded that she likes the health area and training that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Felipa es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de su cuñada que es socia de la institución. En la actualidad ella tiene un negocio de tejido de mantas; da a conocer que este negocio lo aprendió porque anteriormente observar a sus compañeras de un trabajo anterior la forma de comercialización de estos productos, con un pequeño capital adquirido en Pro Mujer emprende un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de cortes de mantas por mayor) que adquirirá de los distribuidores mayoristas de la cuidad de El Alto y posteriormente a la elaboración lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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