Corazon De Oro Group
The loan they are taking out will benefit the small businesses of which Aydee is a member. She mentions that she has been a part of Pro Mujer for two years and was invited by a friend who is a member of the institution. Currently she has a business in seasonal product sales. She says that she learned this business because she used to watch the way her friends sold these products. With a little capital that she acquired from Pro Mujer, she started an independent business.
The loan that they are taking out now will be used to increase capital (buy umbrellas wholesale) that she will acquire from wholesale distributors in the city of El Alto. She will then sell the items upon request. This type of work allows her to make an income to support her family as she is single and has three children.
When asked what she likes about Pro Mujer, she responds that she likes the health services that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Aydee es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de artículos según la temporada; da a conocer que este negocio lo aprendió porque anteriormente observaba a sus amigas la forma de comercialización de estos productos, con un pequeño capital adquirido en Pro Mujer emprende un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de paraguas por mayor) que adquirirá de los distribuidores mayoristas de la cuidad de El Alto y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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